Amputation is the removal of a limb or part of an extremity (toe, finger) when alternate treatment is not available or has failed. Roughly 1.8 Americans are living with amputations today.


If an injury results in the loss of a limb then the consequences are both life changing and traumatic. In many cases, it leads to post traumatic stress disorder (PTSD). No one can underestimate the devastation experienced by someone who has lost an arm or leg which not only affects their own quality of life but also those close to them.

The aftermath of this injury means months of lengthy rehabilitation, learning to use a prosthetic and adjusting to altered circumstances.

If you or someone you know has suffered an amputation as a result of an accident, then you (or they) may be entitled to compensation.

When you or a loved one has been injured in an accident, it’s important that you know your rights and responsibilities to help bring justice for your suffering and compensation to your pain. The team of personal injury professionals at Murphy & Pressentin can help you recover monetary compensation for the losses to you and your family.


The carnage from accidents on our roads and highways is a major source of death and injury in the United States. In 2017, 2.35 million people were injured or disabled in crashes on U.S. roadways.

Serious injuries can have a catastrophic effect on the injured person and their family. The injuries can be life threatening and in many cases will result in a permanent change to someone’s quality of life. Many people who sustain serious injuries in a motor vehicle accident face a future where they require medical care and 24 hour support for ordinary activities of daily living, at least while their injuries mend. This places a great deal of burden upon them and their family and can cause a great deal of distress.

There are many different types of serious injuries, some of which are listed below, and the injury professionals at Murphy & Pressentin have represented people with every described injury, in addition to numerous other unnamed injuries. All of these injuries have serious consequences for the injured person and may result in a completely altered way of life.

Negligent driving is the cause of most serious injury claims. Most of these cases are brought against people who cause accidental injuries while driving carelessly. Examples of careless driving include running a red light, driving at unsafe speeds, or using a cell phone instead of watching the road. A negligent drivers automobile liability insurance will cover claims made up to the policy limits. Some driver’s have additional insurance (such as umbrella coverage provided by a homeowner’s policy) that can also be used to pay compensation for a loss caused by negligent driving. The experienced injury professionals at Murphy & Pressentin conduct investigations to locate any additional policies or sources of compensation.

Impacts of a Serious Injury. Victims and their families often have to learn to cope with life changes and the realization that their loved one has a new set of challenges to face. On a practical level, this may include having to change jobs or giving up work altogether, which places a huge financial strain on the family.

Modifications may need to be made to the family home such as: a hospital bed, a wheelchair, visual aids, daily medications, prosthetic, and specialized care and support. There may be help available for the costs of these services, either from insurance or the state, but obtaining benefits is often a complex and time-consuming process which many people find too stressful.

Taking Action. Compensation can help. We understand that no amount of compensation will restore your health to you, or enable you to function as you did before. However, compensation can cover the costs of rehabilitation or other essential services and replace any lost income or other economic damages. Compensation is also available for the stress, emotional anguish, and the physical pain and suffering associated with the injuries. Family members may also be entitled to compensation for their loss of society and companionship (consortium).

How long do I have to bring a Serious Injury Claim? State law limits the time within which all injury claims must either be resolved by settlement or filed in a civil court action. State laws vary, but most have limitations of two years from the day of the accident (California, Illinois) while others have three years (Wisconsin). Some states have only one year (Tennessee). It’s important that you understand exactly how long you have to bring your claim. If you miss the limitations period by even one day, your right to compensation will be lost forever.

What compensation can be awarded for serious injuries? An injured person may be able to recover:

  • Past medical bills incurred for injuries related to the accident.
  • Future medical bills if those injuries are permanent and require future care.
  • Past wage loss due to the accident.
  • Future income loss, if that person is unable to return to their former profession.
  • Pain and suffering which resulted from their injuries.
  • Loss of society and companionship (consortium) for the spouse (and in some cases children) of an injured person resulting from their loss of services.
  • Property damages they may have suffered in the accident.

At Murphy & Pressentin, most claims are resolved with the insurance company before a lawsuit is filed or before the case goes to trial. However, some cases do go to trial and the decision about who is at fault and how much to award the injured person is left in the jury’s hands.